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	<title>Truth in Foreclosure &#187; Legal Defenses</title>
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		<title>Home Affordable Program for Short Sale &amp; Deed in Lieu?</title>
		<link>http://www.truthinforeclosure.com/home-affordable-program-for-short-sale-deed-in-lieu</link>
		<comments>http://www.truthinforeclosure.com/home-affordable-program-for-short-sale-deed-in-lieu#comments</comments>
		<pubDate>Fri, 11 Sep 2009 11:01:54 +0000</pubDate>
		<dc:creator>Todd</dc:creator>
				<category><![CDATA[Deed in Lieu]]></category>
		<category><![CDATA[Legal Defenses]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[government regulation]]></category>
		<category><![CDATA[opinion]]></category>

		<guid isPermaLink="false">http://www.truthinforeclosure.com/?p=1594</guid>
		<description><![CDATA[According to Housingwire.com, Congress expects to put out a program similar to the Home Affordable plan to help homeowners trying to short sell their home or give it back to the bank through a deed in lieu.  And they expect to have the details out by late this month...come to the site to see what it may mean for you and me as we try to short sell...]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Calling Your Servicer About Loan Mods – Is Success Possible?</title>
		<link>http://www.truthinforeclosure.com/calling-your-servicer-about-loan-mods-%e2%80%93-is-success-possible</link>
		<comments>http://www.truthinforeclosure.com/calling-your-servicer-about-loan-mods-%e2%80%93-is-success-possible#comments</comments>
		<pubDate>Tue, 08 Sep 2009 11:35:22 +0000</pubDate>
		<dc:creator>Todd</dc:creator>
				<category><![CDATA[Deed in Lieu]]></category>
		<category><![CDATA[General Info]]></category>
		<category><![CDATA[Legal Defenses]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Tips & Tools]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[Home Affordable Modification]]></category>
		<category><![CDATA[Home Affordable Refinance]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[My Short Sale]]></category>

		<guid isPermaLink="false">http://www.truthinforeclosure.com/?p=1585</guid>
		<description><![CDATA[A video released by Freddie Mac says that it is…and that having your documents all lined up and ready to go will help make things easier for you and your servicer.  I think you'll agree the video over simplifies a very complicated and convoluted process and makes it appear as if the problem is with homeowners not being prepared when they call their servicer.  Com see if you agree...]]></description>
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		<title>Legal Defenses to Protect You and Your Home</title>
		<link>http://www.truthinforeclosure.com/legal-defenses-to-foreclosure</link>
		<comments>http://www.truthinforeclosure.com/legal-defenses-to-foreclosure#comments</comments>
		<pubDate>Wed, 21 Jan 2009 01:18:53 +0000</pubDate>
		<dc:creator>Todd</dc:creator>
				<category><![CDATA[Legal Defenses]]></category>
		<category><![CDATA[deed of trust]]></category>
		<category><![CDATA[judicial foreclosure]]></category>
		<category><![CDATA[law overview]]></category>
		<category><![CDATA[litigation]]></category>
		<category><![CDATA[mortgage deed]]></category>
		<category><![CDATA[non-judicial foreclosure]]></category>

		<guid isPermaLink="false">http://www.truthinforeclosure.com/?p=996</guid>
		<description><![CDATA[If you're looking for a way to fight foreclosure rather than simply negotiating with your bank or letting them take your home from you, you may want to investigate some of these legal defenses to foreclosure.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Workout Options not Dependent on Lenders</title>
		<link>http://www.truthinforeclosure.com/no-consent</link>
		<comments>http://www.truthinforeclosure.com/no-consent#comments</comments>
		<pubDate>Tue, 19 Feb 2008 20:25:44 +0000</pubDate>
		<dc:creator>Todd</dc:creator>
				<category><![CDATA[Keep My Home]]></category>
		<category><![CDATA[Leave My Home]]></category>
		<category><![CDATA[Legal Defenses]]></category>
		<category><![CDATA[Legal Delays]]></category>
		<category><![CDATA[automatic stay]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[litigation]]></category>

		<guid isPermaLink="false">http://www.truthinforeclosure.com/?p=433</guid>
		<description><![CDATA[Selling your home is the most common way to exit foreclosure without getting approval from your lender.  If selling isn't an option for you, you can also consider pursuing legal action against you lender or filing bankruptcy in some situations. Both of these actions, however, require local, experienced legal counsel.]]></description>
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