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	<title>Truth in Foreclosure &#187; Deed in Lieu</title>
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		<title>Home Affordable Foreclosure Alternatives (HAFA) for Non-GSE Loans</title>
		<link>http://www.truthinforeclosure.com/home-affordable-foreclosure-alternatives-hafa-for-non-gse-loans</link>
		<comments>http://www.truthinforeclosure.com/home-affordable-foreclosure-alternatives-hafa-for-non-gse-loans#comments</comments>
		<pubDate>Fri, 19 Feb 2010 11:48:48 +0000</pubDate>
		<dc:creator>Todd Temaat</dc:creator>
				<category><![CDATA[Deed in Lieu]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[government regulation]]></category>
		<category><![CDATA[Home Affordable Foreclosure Alternatives]]></category>

		<guid isPermaLink="false">http://www.truthinforeclosure.com/?p=1739</guid>
		<description><![CDATA[A couple weeks ago when I wrote about the Home Affordable Foreclosure Alternatives program, I got some questions about what you could do if your loan wasn’t serviced by Fannie Mae.  Well, I did a bunch of searching around and found the training video below on the HAMP Admin web site…]]></description>
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		<slash:comments>0</slash:comments>
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		<title>HAMP Update – New Program Offers Borrowers Foreclosure Alternatives</title>
		<link>http://www.truthinforeclosure.com/hamp-update-%e2%80%93-new-program-offers-borrowers-foreclosure-alternatives</link>
		<comments>http://www.truthinforeclosure.com/hamp-update-%e2%80%93-new-program-offers-borrowers-foreclosure-alternatives#comments</comments>
		<pubDate>Mon, 04 Jan 2010 10:34:25 +0000</pubDate>
		<dc:creator>Todd Temaat</dc:creator>
				<category><![CDATA[Deed in Lieu]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Home Affordable Modification]]></category>
		<category><![CDATA[loss mitigation]]></category>
		<category><![CDATA[workout]]></category>

		<guid isPermaLink="false">http://www.truthinforeclosure.com/?p=1645</guid>
		<description><![CDATA[As part of the Home Affordable Modification Program (HAMP), the Home Affordable Foreclosure Alternatives Program (HAFA) provides financial incentives to servicers and borrowers who utilize a short sale or a deed-in-lieu (DIL) to avoid foreclosure on a HAMP-eligible loan.  If you're eligible for a HAMP mod but can't complete it for one reason or another...you need to see the rest of this article now!]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Home Affordable Short Sale Program – Will it Help You?</title>
		<link>http://www.truthinforeclosure.com/home-affordable-short-sale</link>
		<comments>http://www.truthinforeclosure.com/home-affordable-short-sale#comments</comments>
		<pubDate>Wed, 30 Sep 2009 10:32:00 +0000</pubDate>
		<dc:creator>Todd Temaat</dc:creator>
				<category><![CDATA[Deed in Lieu]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[government regulation]]></category>
		<category><![CDATA[Home Affordable Modification]]></category>
		<category><![CDATA[Home Affordable Refinance]]></category>
		<category><![CDATA[loss mitigation]]></category>

		<guid isPermaLink="false">http://www.truthinforeclosure.com/?p=1602</guid>
		<description><![CDATA[I wrote a couple weeks ago about Congress’ latest change to the Home Affordable Program…they want to add incentives for lenders to offer short sales and/or deeds in lieu so they won’t actually have to foreclose.  When I wrote that, there was no news out on the program, but now the Treasury Department has released the latest program update and here’s what I’ve learned.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Home Affordable Program for Short Sale &amp; Deed in Lieu?</title>
		<link>http://www.truthinforeclosure.com/home-affordable-program-for-short-sale-deed-in-lieu</link>
		<comments>http://www.truthinforeclosure.com/home-affordable-program-for-short-sale-deed-in-lieu#comments</comments>
		<pubDate>Fri, 11 Sep 2009 11:01:54 +0000</pubDate>
		<dc:creator>Todd Temaat</dc:creator>
				<category><![CDATA[Deed in Lieu]]></category>
		<category><![CDATA[Legal Defenses]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[government regulation]]></category>
		<category><![CDATA[opinion]]></category>

		<guid isPermaLink="false">http://www.truthinforeclosure.com/?p=1594</guid>
		<description><![CDATA[According to Housingwire.com, Congress expects to put out a program similar to the Home Affordable plan to help homeowners trying to short sell their home or give it back to the bank through a deed in lieu.  And they expect to have the details out by late this month...come to the site to see what it may mean for you and me as we try to short sell...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
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		<title>Calling Your Servicer About Loan Mods – Is Success Possible?</title>
		<link>http://www.truthinforeclosure.com/calling-your-servicer-about-loan-mods-%e2%80%93-is-success-possible</link>
		<comments>http://www.truthinforeclosure.com/calling-your-servicer-about-loan-mods-%e2%80%93-is-success-possible#comments</comments>
		<pubDate>Tue, 08 Sep 2009 11:35:22 +0000</pubDate>
		<dc:creator>Todd Temaat</dc:creator>
				<category><![CDATA[Deed in Lieu]]></category>
		<category><![CDATA[General Info]]></category>
		<category><![CDATA[Legal Defenses]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Tips & Tools]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[Home Affordable Modification]]></category>
		<category><![CDATA[Home Affordable Refinance]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[My Short Sale]]></category>

		<guid isPermaLink="false">http://www.truthinforeclosure.com/?p=1585</guid>
		<description><![CDATA[A video released by Freddie Mac says that it is…and that having your documents all lined up and ready to go will help make things easier for you and your servicer.  I think you'll agree the video over simplifies a very complicated and convoluted process and makes it appear as if the problem is with homeowners not being prepared when they call their servicer.  Com see if you agree...]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Home Affordable Deeds in Lieu and Short Sales</title>
		<link>http://www.truthinforeclosure.com/home-affordable-deeds-in-lieu-and-short-sales</link>
		<comments>http://www.truthinforeclosure.com/home-affordable-deeds-in-lieu-and-short-sales#comments</comments>
		<pubDate>Fri, 22 May 2009 11:58:55 +0000</pubDate>
		<dc:creator>Todd Temaat</dc:creator>
				<category><![CDATA[Deed in Lieu]]></category>
		<category><![CDATA[General Info]]></category>
		<category><![CDATA[Leave My Home]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[government regulation]]></category>
		<category><![CDATA[Home Affordable Modification]]></category>
		<category><![CDATA[Home Affordable Refinance]]></category>
		<category><![CDATA[loss mitigation]]></category>

		<guid isPermaLink="false">http://www.truthinforeclosure.com/?p=1368</guid>
		<description><![CDATA[So what happens if your servicer says you don't qualify for a Home Affordable Modification or Refinance?  The Treasury Department and HUD have added to the Making Home Affordable program to answer that question.  If you're eligible for a Home Affordable Mod or Refinance but did not qualify, you need to check this out now...]]></description>
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		<slash:comments>3</slash:comments>
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