Foreclosures are regulated by state laws and these laws can change quickly in today’s environment. Everything was correct when this information was put up and we do our best to make sure it stays updated, but this can only serve as legal information, not guidance or advice. If you require more information, please seek legal counsel within your state that specializes in foreclosure.
MORTGAGE AND DEED OF TRUST STATES
Below you will find each state according to whether they are Mortgage, Deed of Trust or both. For a description of the difference between judicial (mortgage) states and non-judicial (deed of trust) states and what it means to you, check out our Types of Foreclosure article.
To find out more detailed information regarding your state’s specific laws, check our State Law Summary page
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Judicial States |
Non-judicial States |
Can Use Either |
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Alabama |
Alaska |
Colorado |
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Arkansas |
Arizona |
Georgia |
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Connecticut |
California |
Idaho |
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Delaware |
Mississippi |
Illinois |
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Florida |
Missouri |
Iowa |
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Hawaii |
Nevada |
Kentucky |
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Indiana |
North Carolina |
Maryland |
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Kansas |
Washington, D.C. |
Montana |
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Louisiana |
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Nebraska |
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Maine |
Oklahoma |
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Massachisetts |
Oregon |
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Michigan |
Tennessee |
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Minnesota |
Texas |
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New Hampshire |
Utah |
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New Jersey |
Virginia |
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New Mexico |
Washington |
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New York |
West Virginia |
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North Dakota |
Wyoming |
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Ohio |
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Oregon |
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Pennsylvania |
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Rhode Island |
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South Carolina |
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Vermont |
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Wisconsin |
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Tags: deed of trust, law overview, mortgage deed, state laws

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