Over the next five months, up to 40 Chase counselors will work with homeowners as long as 12 hours a day for four or five days in a central location, like a civic center or community college. Many of the counselors are based in the 51 Chase Homeownership Centers across the country. Come see if one of the sessions is nearby you...
Continue reading...Monday, April 26, 2010
Being behind on your bills is probably a new experience for you. It's normal to feel overwhelmed and not know what to do. When someone offers help...especially easy help, you want to believe what they're saying is true and that they can solve your problem. The truth is, some of them can help you...but some of them are only claiming they want to help you when they really want to scam you out of your home. So what should you do? How can you tell the difference?
Continue reading...Tuesday, February 23, 2010
January was a very busy month for us here at Truth in Foreclosure and we had more site visits than any other month in our 3 year history. So we’ve put together the top 5 posts for January so you don’t miss anything.
Continue reading...Monday, February 22, 2010
I found this list of state housing agencies. I haven't checked to see if each state has a foreclosure assistance program, but if you’re looking for assistance from your state, here’s where you can start. All 50 states plus Puerto Rico and the Virgin Islands are listed below in alphabetical order.
Continue reading...Wednesday, June 24, 2009
As a follow-up to last week’s article introducing you to NACA, I decided to let you know about one of their programs aimed at helping people going through foreclosure. NACA’s Home Save Program provides four long-term solutions. All of the below solutions provide for an affordable mortgage payment over the long-term. In fact the Restructuring sometimes lowers the fixed interest rate to less than a NACA Refinance. As opposed to the refinance, a Restructure is...
Continue reading...Monday, October 13, 2008
It seems all the focus in the press and on the Internet these days is about homes in foreclosure and what you can do to exit foreclosure. But what if you're not in foreclosure yet? What if you haven't missed any payments? What if you're struggling every month to put food on the table and pay all the bills but so far you've been able to do so? First of all, let me say you're not alone! You have options...unfortunately, though, they're nearly all dependent upon your lender or servicer. Follow this checklist to start the process...be proactive rather than waiting for the inevitable.
Continue reading...Monday, September 15, 2008
This post holds nothing back in the interest of "political correctness" or saving your feelings. The intent is to tell it like it is, not to hurt anyone's feelings. There are too many people out there today telling homeowners in foreclosure what they want to hear instead of what they need to hear.
Continue reading...Tuesday, August 19, 2008
As much as we hate to admit it, not everyone is going to be able to stay in their home. How do you know if you can? It's actually pretty straight forward because your lender looks at the situation from a strictly financial perspective. When you're in the evaluation stage of deciding whether to stay and fight to save your home or not, you too. Start by asking yourself these four questions.
Continue reading...Saturday, August 16, 2008
Since we've decided to stop counseling with homeowners and negotiating with lenders, we've been looking for other companies that we can feel comfortable referring people to. You see, we feel it's our duty to help you weed out the good from the bad...because there are a lot of companies out there and we have a level of knowledge and experience you don't. We don't want to see anyone get scammed, but if you really want to, here's how to do it.
Continue reading...
Tuesday, May 11, 2010
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