Truth in Foreclosure

Thinking About Filing Bankruptcy to Stop Foreclosure? You Might Not Be Eligible

With the changes to bankruptcy laws over the past few years, many people that were once able to slow foreclosure by filing bankruptcy are no longer able to do so. There are even more hoops you must jump through to file and doing so takes time. So if your foreclosure sale date is looming, you'd be wise to read this and take action so you'll be ready if you need to file for bankruptcy at the last minute.

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HAMP Trial Plan Fraud: What Can You Do?

Have you been offered a trial plan from your lender through HAMP? Did you complete all your trial plan payments but now your lender isn’t doing what you thought they agreed to do? What options do you have? Can you make them perform?

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Six Reasons to Hire a Foreclosure Lawyer

Find out the 6 reasons you want to use a lawyer in your foreclosure battle. While they aren't necessary in every case, they are often extremely helpful and worth what you spend on them. And they're often not as expensive as you might think. Come read the article where I give the 6 reason to use one as well as some resources to find expert consumer attornies that won't strip the shirt off your back.

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Programs for Foreclosure Mediation

Summary of 22 state/local programs that establish some type of foreclosure diversion program requiring lenders to engage in mediation, conciliation, or a settlement conference. Summaries include a general program description and lender and borrower obligations under the program.

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Legal Defenses to Protect You and Your Home

If you're looking for a way to fight foreclosure rather than simply negotiating with your bank or letting them take your home from you, you may want to investigate some of these legal defenses to foreclosure.

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State Law Summary

The following summaries give some information on individual state foreclosure laws. Timelines will vary depending on specific circumstances and each situation. The timelines noted within are based on uncontested actions and assume no delays. They give the time for the sale, then the running totals for various procedures, until the end, when the longest time [...]

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State Law Overview

Foreclosures are regulated by state laws and these laws can change quickly in today's environment. This page lists each state according to whether they are Mortgage, Deed of Trust or both.

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