Truth in Foreclosure

10 Ways to Delay a Foreclosure Sale

Once you receive the foreclosure sale notice, panic often sets in. You think you're going to lose your home no matter what and the sheriff's coming soon to put your family out on the street. These 10 strategies can help you delay the sale. Delaying the sale could...

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Produce the Note Campaign Produces Uncertainty for You

There’s been a lot of reports in the news and on foreclosure websites about the Produce the Note campaign. There havve been a few landmark cases where homeowners have been able to get their homes awarded to them by the court (and the mortgage nullified) because their lender couldn’t produce the actual deed of trust promissory note that proved they owned the mortgage. According to the OptionARM Lawyer Blog, there was a recent California court ruling on a case where the homeowner’s sole defense was that the lender couldn’t produce the note. Here’s a synopsis of what happened.

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Continuing the Predatory Lending Fight

NACA’s campaign against Fleet focused national attention to the issue of predatory lending. NACA brought over 400 people to testify in front of the Senate banking committee and has been able to get banks such as Wells Fargo to reduce the customer payoffs by up to $20,000 because of Truth in Lending Violations...find out more at the site...

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Six Reasons to Hire a Foreclosure Lawyer

Find out the 6 reasons you want to use a lawyer in your foreclosure battle. While they aren't necessary in every case, they are often extremely helpful and worth what you spend on them. And they're often not as expensive as you might think. Come read the article where I give the 6 reason to use one as well as some resources to find expert consumer attornies that won't strip the shirt off your back.

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Called on the Carpet for Denied Loan Mods – Is Wells Fargo the First of Many?

According to a story in yesterday’s DSNews, a senior Wells Fargo executive was called into court to testify about why the company didn’t operate in good faith as it considered a loan modification of a homeowner in Phoenix. Come see what happened and what it means for your efforts...

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Legal Defenses to Protect You and Your Home

If you're looking for a way to fight foreclosure rather than simply negotiating with your bank or letting them take your home from you, you may want to investigate some of these legal defenses to foreclosure.

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Workout Options not Dependent on Lenders

Selling your home is the most common way to exit foreclosure without getting approval from your lender. If selling isn't an option for you, you can also consider pursuing legal action against you lender or filing bankruptcy in some situations. Both of these actions, however, require local, experienced legal counsel.

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