Truth in Foreclosure

Produce the Note Campaign Produces Uncertainty for You

There’s been a lot of reports in the news and on foreclosure websites about the Produce the Note campaign. There havve been a few landmark cases where homeowners have been able to get their homes awarded to them by the court (and the mortgage nullified) because their lender couldn’t produce the actual deed of trust promissory note that proved they owned the mortgage. According to the OptionARM Lawyer Blog, there was a recent California court ruling on a case where the homeowner’s sole defense was that the lender couldn’t produce the note. Here’s a synopsis of what happened.

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Legal Defenses to Protect You and Your Home

If you're looking for a way to fight foreclosure rather than simply negotiating with your bank or letting them take your home from you, you may want to investigate some of these legal defenses to foreclosure.

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State Law Overview

Foreclosures are regulated by state laws and these laws can change quickly in today's environment. This page lists each state according to whether they are Mortgage, Deed of Trust or both.

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