Tag Archive | "state laws"

HAMP Trial Plan Fraud: What Can You Do?

Tuesday, March 9, 2010

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Have you been offered a trial plan from your lender through HAMP? Did you complete all your trial plan payments but now your lender isn’t doing what you thought they agreed to do? What options do you have? Can you make them perform?

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January’s Top 5

Tuesday, February 23, 2010

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January was a very busy month for us here at Truth in Foreclosure and we had more site visits than any other month in our 3 year history. So we’ve put together the top 5 posts for January so you don’t miss anything.

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Foreclosure Assistance Programs by State

Monday, February 22, 2010

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I found this list of state housing agencies. I haven't checked to see if each state has a foreclosure assistance program, but if you’re looking for assistance from your state, here’s where you can start. All 50 states plus Puerto Rico and the Virgin Islands are listed below in alphabetical order.

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Programs for Foreclosure Mediation

Tuesday, September 29, 2009

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Summary of 22 state/local programs that establish some type of foreclosure diversion program requiring lenders to engage in mediation, conciliation, or a settlement conference. Summaries include a general program description and lender and borrower obligations under the program.

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Dirty Tricks and How To Avoid Them

Thursday, July 2, 2009

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As lenders try to minimize losses in today’s real estate climate, they’re trying to grab every income stream they can. For example, if you’re doing the right thing and trying to sell your home through a short sale, or pursuing a deed in lieu…or even if your home is foreclosed upon, they may still come after you for the debt you owe! Find out how to protect yourself in today's article.

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Cheat the IRS

Sunday, January 4, 2009

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Will you have to pay income tax on the "phantom" income you recieve from your lender if your mortgage workout succeeds? The answer is probably no because in late 2007, Congress passed a bill that provides a special tax relief provision...see if you qualify...

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State Law Summary

Saturday, December 29, 2007

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The following summaries give some information on individual state foreclosure laws. Timelines will vary depending on specific circumstances and each situation. The timelines noted within are based on uncontested actions and assume no delays. They give the time for the sale, then the running totals for various procedures, until the end, when the longest time [...]

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State Law Overview

Saturday, December 29, 2007

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Foreclosures are regulated by state laws and these laws can change quickly in today's environment. This page lists each state according to whether they are Mortgage, Deed of Trust or both.

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