Tag Archive | "tips"
Thinking About Filing Bankruptcy to Stop Foreclosure? You Might Not Be Eligible
With the changes to bankruptcy laws over the past few years, many people that were once able to slow foreclosure by filing bankruptcy are no longer able to do so. There are even more hoops you must jump through to file and doing so takes time. So if your foreclosure sale date is looming, you'd be wise to read this and take action so you'll be ready if you need to file for bankruptcy at the last minute.
Continue reading...11 Ways to Keep Someone from Stealing Your Home
Monday, April 26, 2010
Being behind on your bills is probably a new experience for you. It's normal to feel overwhelmed and not know what to do. When someone offers help...especially easy help, you want to believe what they're saying is true and that they can solve your problem. The truth is, some of them can help you...but some of them are only claiming they want to help you when they really want to scam you out of your home. So what should you do? How can you tell the difference?
Continue reading...Learning is The Key to Success
Tuesday, January 26, 2010
I saw this video on the Tony Robbins web site and immediately thought you could use it as well. I know most people that come to this site do it for straight-forward, no-nonsense foreclosure advice. And that’s what I try to provide as often as I can....
Continue reading...Programs for Foreclosure Mediation
Tuesday, September 29, 2009
Summary of 22 state/local programs that establish some type of foreclosure diversion program requiring lenders to engage in mediation, conciliation, or a settlement conference. Summaries include a general program description and lender and borrower obligations under the program.
Continue reading...Create Your Own Hope Rather Than Putting It In Your Servicer
Thursday, August 6, 2009
So now that only 15% of the servicers aren’t part of the program, you’d think we should start seeing some movement…but I wouldn’t hold my breath. If you’re dealing with your servicer right now, I’d bet my next paycheck you’re frustrated with how long it’s taking and you don’t understand how a servicer can say your loan can’t be modified even though there’s a government program that says it can. You can wrestle control of your situation back from your lender, though, and bring some hope back into what may seem like a hopeless situation...come see how.
Continue reading...Expert Advice – Foreclosure and Credit Scores
Wednesday, June 17, 2009
There's a ton of confusing and conflicting information on the web today about the impact of foreclosure, short sales, loan mods, and other mortgage workouts to your credit. We went straight to the source of credit scores...myFICO...to find out the truth. No one will tell you this because it doesn't sound good if you're considering using their services. We don't care, though...you need expert advice so you can get expert results.
Continue reading...Beware the Scams
Monday, February 2, 2009
Over the past two weeks, I've noticing a trend in the news: homeowners getting taken advantage of by scam artists. The bottom line is...if it seems to be too good to be true...it is.
Continue reading...Foreclosure Rates Don’t Matter
Friday, January 16, 2009
You've probably seen the statistic released yesterday by RealtyTrac that says foreclosure filings were up 81% in 2008 vs 2007. The article went on to say that if you translate that into numbers of houses affected, 1 in every 54 homes in the country had received at least one foreclosure notice in 2008. However, according to the Dallas Morning News, Dallas-Fort Worth foreclosure filings in December were 8% lower than in December 2007. I would argue that both of these figures are irrelevant to you, though (even if you live in the Dallas area). See why and what you should do about it by reading the rest of this post...
Continue reading...Foreclosure Scams
Saturday, January 10, 2009
It's unfortunate to say the least, but there are people and companies around the country that see the rise in foreclosures as an opportunity to make a lot of money at the expense of vulnerable homeowners and families. People fall victim to these unscrupulous scammers every day. See how you can spot a scam artist and protect yourself...
Continue reading...Keeping Your Sanity
Wednesday, December 31, 2008
If you've found yourself trying to remember the name of the last person you talked to at your bank or when you talked to them, our contact tracker will help. It's not fancy, but it's essential to your sanity...and it's free! Get your copy now!
Continue reading...Your Secret Weapon
Tuesday, December 16, 2008
One of the most important things you can do to insure the success of your efforts has nothing to do with your knowledge, skills, or income. You have complete control over this secret weapon and can use it to snatch victory from the jaws of defeat. So what is your secret weapon?
Continue reading...What I Forgot to Say
Tuesday, October 14, 2008
Yesterday's post about being proactive and calling your lender BEFORE you miss any payments left one important fact out. I was reminded of this when I tried to call my own lender this morning and got the cold shoulder. Find out why...and what you can do about it.
Continue reading...The Unfortunate Truth
Monday, October 13, 2008
It seems all the focus in the press and on the Internet these days is about homes in foreclosure and what you can do to exit foreclosure. But what if you're not in foreclosure yet? What if you haven't missed any payments? What if you're struggling every month to put food on the table and pay all the bills but so far you've been able to do so? First of all, let me say you're not alone! You have options...unfortunately, though, they're nearly all dependent upon your lender or servicer. Follow this checklist to start the process...be proactive rather than waiting for the inevitable.
Continue reading...Feel Like Quitting?
Wednesday, October 8, 2008
With all the gloom and doom in the news today, it can be tempting to give up on trying to negotiate with your lender. The process is difficult, but all you all have to do is persist. The difficulty has a way of weeding out the weak and those that do not have the financial ability to stay in their home. Not all homes can be saved, but if yours can, I hope this encourages you to keep trying.
Continue reading...Heading for Foreclosure?
Thursday, September 18, 2008
Have you had a hard time trying to keep your head above water? Perhaps you have been slipping on your mortgage payments. Have you been getting telephone calls from your lenders asking you to call them? If you think your home is headed for the foreclosure list, here are a few things you will want to do.
Continue reading...See How Easily You Can Be Scammed
Monday, September 8, 2008
In today's real estate environment, you have to be careful about who you trust. These ten steps will ensure you are not scammed by someone trying to 'help' you.
Continue reading...How to Write a Real Estate Hardship Letter
Saturday, September 6, 2008
Many of the sample letters we've seen on the internet have it all wrong! Keep these 5 tips in mind and you'll get your lender on your side trying to help you rather than rolling their eyes in frustration.
Continue reading...Quit Trying to Save Your Home
Tuesday, August 19, 2008
As much as we hate to admit it, not everyone is going to be able to stay in their home. How do you know if you can? It's actually pretty straight forward because your lender looks at the situation from a strictly financial perspective. When you're in the evaluation stage of deciding whether to stay and fight to save your home or not, you too. Start by asking yourself these four questions.
Continue reading...4 Ways to Ensure You’re Scammed
Saturday, August 16, 2008
Since we've decided to stop counseling with homeowners and negotiating with lenders, we've been looking for other companies that we can feel comfortable referring people to. You see, we feel it's our duty to help you weed out the good from the bad...because there are a lot of companies out there and we have a level of knowledge and experience you don't. We don't want to see anyone get scammed, but if you really want to, here's how to do it.
Continue reading...Discover How to Decide
Wednesday, December 12, 2007
Many homeowners can negotiate their own workout agreement with their lender. It takes persistence and determination. There are pitfalls to be aware of too, though. Find out if you are in the group that has a high likelihood of success or if you could benefit from some extra guidance and hand-holding along the way.
Continue reading...
- You've Been Turned Down for HAMP...Now What?
- Called on the Carpet for Denied Loan Mods – Is Wells Fargo the First of Many?
- HAMP Switches Gears…Away from Mods to “Avoiding Foreclosure”
- Plenty of Loopholes in New HAMP Writedown Plan
- Foreclosures Take 12 Months on Average
- Continuing the Predatory Lending Fight
- Net Present Value and Why It Matters to You
- Chase Plans Foreclosure Prevention Events
- Mortgage Modification Conversion Drive - Part 2
- HAMP Update – New Program Offers Borrowers Foreclosure Alternatives
- Todd Temaat: The bottom line is that once the home is sold, it'...
- Todd Temaat: First of all, just because the bank says you CAN s...
- Todd Temaat: I'd recommend going to your state attorney general...
- Jane Stewart: Dear Todd, We got behind on our mortgage and was ...
- D Weaver: I applied for the Home Modification program last m...
Wednesday, April 28, 2010
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