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	<title>Comments on: Your Secret Weapon</title>
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		<title>By: Ligia Gonzalez</title>
		<link>http://www.truthinforeclosure.com/your-secret-weapon#comment-118</link>
		<dc:creator>Ligia Gonzalez</dc:creator>
		<pubDate>Thu, 01 Jan 2009 03:35:55 +0000</pubDate>
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		<description>My lender Wells Fargo modified my loan 3 months ago, my mortgage payment went up instead of get down, they told me is because now we pay PI, before we paid interest only. Now they told me we get  $5,000 short in scrow and want to increase my payments from $3,200 to 3,700, we can not afford this payment. I need help badly, could you please tell me what can I do?. We will be behind the payments again.

Thank you,

Ligia Gonzalez</description>
		<content:encoded><![CDATA[<p>My lender Wells Fargo modified my loan 3 months ago, my mortgage payment went up instead of get down, they told me is because now we pay PI, before we paid interest only. Now they told me we get  $5,000 short in scrow and want to increase my payments from $3,200 to 3,700, we can not afford this payment. I need help badly, could you please tell me what can I do?. We will be behind the payments again.</p>
<p>Thank you,</p>
<p>Ligia Gonzalez</p>
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		<title>By: Edward J. Roskup</title>
		<link>http://www.truthinforeclosure.com/your-secret-weapon#comment-114</link>
		<dc:creator>Edward J. Roskup</dc:creator>
		<pubDate>Wed, 17 Dec 2008 19:17:52 +0000</pubDate>
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		<description>lien you are unaware of?....I have checked Iowa Courts Online and nothing...because there is nothing...the contract couldn&#039;t be figured out by three banks...including their own...I have even gone to the FDIC with no luck...I am afraid of ID theft because he keeps copies at his home...and there is no physical bank in that city...just a P.O. Box...</description>
		<content:encoded><![CDATA[<p>lien you are unaware of?&#8230;.I have checked Iowa Courts Online and nothing&#8230;because there is nothing&#8230;the contract couldn&#8217;t be figured out by three banks&#8230;including their own&#8230;I have even gone to the FDIC with no luck&#8230;I am afraid of ID theft because he keeps copies at his home&#8230;and there is no physical bank in that city&#8230;just a P.O. Box&#8230;</p>
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		<title>By: Edward J. Roskup</title>
		<link>http://www.truthinforeclosure.com/your-secret-weapon#comment-113</link>
		<dc:creator>Edward J. Roskup</dc:creator>
		<pubDate>Wed, 17 Dec 2008 19:12:20 +0000</pubDate>
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		<description>nope...no lein...no collateral....he has tried to put down property that I don&#039;t own and didn&#039;t cosign for..found out that was a big no no....</description>
		<content:encoded><![CDATA[<p>nope&#8230;no lein&#8230;no collateral&#8230;.he has tried to put down property that I don&#8217;t own and didn&#8217;t cosign for..found out that was a big no no&#8230;.</p>
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		<title>By: Todd</title>
		<link>http://www.truthinforeclosure.com/your-secret-weapon#comment-112</link>
		<dc:creator>Todd</dc:creator>
		<pubDate>Wed, 17 Dec 2008 04:00:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.truthinforeclosure.com/?p=684#comment-112</guid>
		<description>Edward,

Let me introduce Brent...he&#039;s one of the team members here at Truth in Foreclosure.  He&#039;s a mortgage broker and works with customers every day to refinance or modify their loans to stay out of foreclosure.  His website is:  http://www.brentlane.wordpress.com and is a great source of info.

Todd</description>
		<content:encoded><![CDATA[<p>Edward,</p>
<p>Let me introduce Brent&#8230;he&#8217;s one of the team members here at Truth in Foreclosure.  He&#8217;s a mortgage broker and works with customers every day to refinance or modify their loans to stay out of foreclosure.  His website is:  <a href="http://www.brentlane.wordpress.com" rel="nofollow">http://www.brentlane.wordpress.com</a> and is a great source of info.</p>
<p>Todd</p>
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		<title>By: Brent from Loan Modification</title>
		<link>http://www.truthinforeclosure.com/your-secret-weapon#comment-111</link>
		<dc:creator>Brent from Loan Modification</dc:creator>
		<pubDate>Wed, 17 Dec 2008 03:20:10 +0000</pubDate>
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		<description>If your banker&#039;s lien isn&#039;t against Real Property then there is nothing to foreclose against.  He is either using the wrong words or you have a lien you are unaware of!

If you have no real property you will have a collection account or a judgment!  There are other ways to get you to pay so just get more information and hopefully you can find a win-win solution!</description>
		<content:encoded><![CDATA[<p>If your banker&#8217;s lien isn&#8217;t against Real Property then there is nothing to foreclose against.  He is either using the wrong words or you have a lien you are unaware of!</p>
<p>If you have no real property you will have a collection account or a judgment!  There are other ways to get you to pay so just get more information and hopefully you can find a win-win solution!</p>
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		<title>By: Edward J. Roskup</title>
		<link>http://www.truthinforeclosure.com/your-secret-weapon#comment-110</link>
		<dc:creator>Edward J. Roskup</dc:creator>
		<pubDate>Tue, 16 Dec 2008 20:34:48 +0000</pubDate>
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		<description>I have a banker who believes...in his wording that since I am refinancing a personal loan with No real property..that before he can &quot;Foreclose&quot; on my loan he would need to update my financial situation..
How can I get this guy off my back and quit using a word like &quot;Forclosure&quot; since I don&#039;t have any &quot;Real Property&quot; and have no coladeral used on the last loan 2 years ago?</description>
		<content:encoded><![CDATA[<p>I have a banker who believes&#8230;in his wording that since I am refinancing a personal loan with No real property..that before he can &#8220;Foreclose&#8221; on my loan he would need to update my financial situation..<br />
How can I get this guy off my back and quit using a word like &#8220;Forclosure&#8221; since I don&#8217;t have any &#8220;Real Property&#8221; and have no coladeral used on the last loan 2 years ago?</p>
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